Medical Insurance

The Group Hospitalisation and Surgical Insurance (GHS) and the Group Personal Accident (GPA) Insurance offered by Parkway College’s selected provider are mandatory for all full-time students.

The following students can choose to opt out of the medical insurance scheme if they can show that they are already covered by their own medical insurance:

  • Singapore citizens, permanent residents and international students not on the Student’s Pass
  • Students under corporate sponsorship / agreement signed between the PEI and sponsor organisation.

Medical insurance is not applicable to part-time students and students taking courses with duration of not more than one month or 50 hours.

*Mandatory coverage can only be waived before course commencement.

1. Waiver must be requested in person at the Course and Student Administration.

2. A copy of proof of existing coverage must be presented before course commencement.

3. If you are under eighteen (18) years of age, waiver must be signed by a parent or legal guardian.

Utilisation of Medical Insurance

Students who purchase medical insurance through Parkway College are eligible to utilise the health services at the panel clinics and hospitals offered by AXA Singapore.

For the panel listing clinics and hospitals, please visit

Note: Identification card and medical card must be presented for each visit at the GP clinic.

Specialist Care

Before consulting a specialist from a government hospital, students will have to get a referral letter from any of the approved panel of clinic doctors. The student will have to make full payment for the specialist or procedural charges before seeking a claim from the insurance by submitting a form which is obtained from Course and Student Administration. All bills and receipts must be attached to the form before submitting for claims.


The medical benefit coverage are as follows:

Group Hospitalisation & Surgical Insurance Policy

  1. • S$30,000 annual limit per person
  2. • B1 Ward entitlement (Government/Restructured hospitals)
  3. • 24 hours worldwide coverage for hospitalisation due to emergency only
  4. • Not applicable when travel expressly for treatment outside of Singapore

Outpatient GP Primary Care (only at AXA’s Panel Clinic)

  1. • Combined GP (General Practitioner) & SP (Special Care) annual limit per person is S$350
  2. • $ limit per visit (Panel) is as charged
  3. • Number of visits per year per insured is unlimited
  4. • Medication is standard
  5. • Co-payment is S$5
  6. • A&E of Government/Restructured Hospital /Polyclinics up to $75 per visit and up to 2 visits per year

Outpatient SP- Specialist Care

  1. • Combined GP & SP annual limit per person is S$350
  2. • Specialist consultation is covered
  3. • X-ray & Laboratory Tests is covered
  4. • $ limit per visit (Panel) is as charged
  5. • Co-payment is nil

Group Personal Accident Insurance Policy

  1. • Sum insured per student S$20,000
  2. • Death and permanent disablement
  3. • Medical expenses of S$1,000 is covered